Nick Ray

Did you know that nearly 40% of Americans have a FICO score in the “Low to Bad credit range”? The reason so many people have low to bad credit is not necessarily because they have bad credit history. Sometimes a person has yet to establish any kind of credit history at all. In these cases, lenders often have a difficult time justifying the risk involved with a Rent-To-Own agreement. If you are looking to increase your chances of approval for a Rent-To-Own agreement, but don’t have much credit history, a great place to start is by opening a checking account. Read on to learn what to look for in a checking account and how to open one today

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