It’s the most wonderful time of the year — it’s time to get your tax refund! Now, before you burn a hole in your pocket, remember that the government isn’t giving you a gift or “free money” — this is money that should have been yours all along, so give it purpose, and spend it wisely. Maybe there’s been debt hanging over your head, or you have something in mind that you’ve been needing, or putting off on purchasing. Whatever it is, this is the perfect time to take care of your personal and/or financial needs. Still stuck on what to use your tax refund for? Below are a few smart ways [Path.Money](https://path.money) recommends you spend your newfound wealth!