Path.Money

About

Straight forward writing that helps you simply make better financial decisions.

Every day we are faced with different financial decisions and Path wants to be there for you. We hope to provide you the tools you need to move forward with confidence. Whether it’s financial products like personal loans, credit cards, or insurance we’re here to help you take that next step with your financial path!

Steve Wiley

Understanding how mortgage rates and loan terms affect your long term wealth is wise for any homeowner. Choose poorly and you’ll leave a lot of money on the table for the bankers. Choose correctly and you’ll keep more cash in your pocket during the life of the loan.

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When your monthly expenses exceed your monthly income, it might be time to consider reducing your debt to ensure you don’t fall behind on any of your payments. There are several ways to reduce your debt, however, some solutions may be more appropriate depending on your specific situation.

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It’s the most wonderful time of the year — it’s time to get your tax refund! Now, before you burn a hole in your pocket, remember that the government isn’t giving you a gift or “free money” — this is money that should have been yours all along, so give it purpose, and spend it wisely.

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The phone bill is one of the most common and persistent expenses for most Americans. And, with the use of mobile phones constantly growing, the costs of the average phone bill continue to rise as well. Finding ways to keep this cost down and saving money on your phone bill can be challenging with the complicated packages and pricing options offered by most internet, cable, a phone providers. However, there are several tried and true methods for keeping that phone bill down and staying on top of those expenses. Take a look at these 5 practical tips for saving money on your phone bill.

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There are a multitude of financial tools out there to help you achieve your goals; one of the most popular and flexible options is the Personal Loan. Personal Loans can be a great way to consolidate your current credit card debt, fund a new venture, or help you pay off other high-interest rate bills.

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There ís no denying that health care costs are out of control. A visit to your family physician, with or without insurance, may have you walking away feeling more ill than when you arrived. Families everywhere have to ration their health care as they struggle to pay rising bills on fixed incomes. So what ís a person to do?

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If you need some cash quickly, a car title loan can be a good option. You will be able to raise several thousand dollars by providing your car as collateral. These loans are available at title loan stores located in 25 states across the country or from online lenders.feature

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Diving into the business of buying and selling stocks can be overwhelming on multiple levels. In an era where almost all parts of the world are connected to the internet, one does not need to visit a brokerage firm or make a call to be able to buy a stock

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Index Investing is a form of passive investing that aims to generate profits by mimicking the return rate of a particular market index. In other words, it is a type of investment that focuses on a whole market index rather than on specific stocks. There are two ways of doing so: index funds and exchange-traded funds, commonly known as ETFs. Index investing funds are generally related to retirement accounts such as IRAs and 401(k)s, being the core of many investors’ portfolios.

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Investing is for everyone, contrary to popular belief that it is the domain of the rich. One does not need thousands or millions of dollars to get started. A brilliant idea and a few hundreds of dollars is all that one needs to launch an investing career. Below are some brilliant investing ideas that one can use to start a lucrative investing career, some of which require as little as $20 as starting capital.

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Renters Insurance is a special type of insurance that provides coverage for any loss or damage caused to possessions, in a rented apartment. Landlord’s property insurance only provides coverage for damages caused to the actual structure and not tenant’s property.

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Credit monitoring services are security products to monitor credit history in order to prevent or detect any suspicious activity that could be related to identity theft. They are useful to keep track of credit movements as well as to protect our credit details from being stolen. Also, most credit monitoring providers offer the possibility of checking our personal credit score, which means we can know how we are rated and how successful we would be when applying for extra credit.

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There was also an increase in the number of accounts, which climbed by 3.2% over the previous year, to 12.9 million. Remember that according to the rules governing 529 plans, each beneficiary can have only one account. This implies that a large percentage of students will use funds from a 529 account to finance their college education.

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Are you planning to open a new business? Do you want funds to finance your startup? Are you looking for ways to get your small business up and running? If these questions are somewhat familiar to you, then this is the ideal spot for you since here you can get to know about the top 10 methods through which you can fund your small business.

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When talking about savings products, IRA stands for Individual Retirement Accounts. Basically, it refers to several types of accounts employees set during their working lives in order to save money from their payrolls for when they retire. The attractive thing about these products is that they allow us to save money avoiding government taxes or at least, abusive ones.

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Balance transfer credit cards became extremely popular before the recession as many people saw them as an opportunity to save money and get rid of high-APRs Annual Percentage Rate. During a time when most families were indebted, this was a way for them to minimize the amounts they were paying back so they could use the difference to whatever existing ordinary monthly expenses.

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One of the major bill concerns for a lot of people out there is their cell phone bill. It is a bill, which can be minimized and yet people don’t take dire measures to do so. However, if you sincerely want to save money on your mobile phone bill, then you should read this article. It’ll inform you about some of the hacks that you can employ and thus not get shocked whenever your cell phone bill arrives. Follow these 6 practical tips for saving money on your phone bill.

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Are you new to investing? Don’t you have any clue about investing your money? If these dilemmas seem familiar to you, then do not fret as we’re here to help you. By investing your money at the right places, you can build your wealth. You can’t grow your money just by saving, which has its own hindrances.

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Planning for your short term goals is a good thing. Maybe you want to buy a car, arrange a fairy tale wedding for yourself, or just want to start a family. There is no problem in having such dreams. However, what about fulfilling these dreams? If you do not have enough capital to fund such desires, you will be left disappointed and have to delay your plans

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Dying is a business. An inescapable one. So better get ready for when the time comes −which hopefully will not be anytime soon, don’t worry. Many people avoid thinking about their own death as if that could make them deathless. Well, that doesn’t work like that. Death occurs to everyone who has been born and it comes with quite a few complex arrangements we have to take care of before due time. Not managing things well can result on our beloved ones having to deal with them after our painful departure

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Los préstamos personales son uno de los productos financieros más comunes y demandados, pero desde el inicio de la crisis muchas entidades bancarias aplican criterios más estrictos a la hora de valorar la idoneidad de los solicitantes. Por eso, a la hora de iniciar los trámites para la solicitud de un préstamo personal, es conveniente tener en cuenta cuáles son esos criterios fijados por los bancos a fin de evitar la frustración de una negativa que se hace esperar durante semanas.

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If you need money quickly, one of your best options is to apply for a personal loan. Banks and certain financial institutions can advance funds to a borrower in a matter of days. You don’t need to go through a complicated application procedure. Neither do you need to provide any collateral.

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Everyone in this world wants to prosper in their finances. Raising your overall capital is not only about getting a higher income, it is also about saving as well as investing your precious earnings in the right way. Only then, you can aim to augment your money.

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Negotiating the best price does not always guarantee a happy outcome when it comes to buying a car on loan. Negotiating the best financing terms always makes the difference when it comes to an asset that tends to depreciate in value from the first day.

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A Personal loan offers the easiest and fastest way of raising cash for current financial needs. Unlike other types of loans, one does not need excellent credit ratings, six figure income or collateral to apply for a personal loan. These set of loans come with high interest rates compared to collateralized loans as they are offered based on reputation.

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