Alfred Erickson Garcia

This past January, FICO has announced that they will be releasing a new scoring model of its FICO score, which is a three digit number that helps determine an individual’s credit worthiness. It’s important to understand your FICO score and where you stand because it determines whether or not you can pull a new line of credit, such as mortgages, personal loans, or car loans, and can even determine whether you can rent housing or get a certain job. This all can heavily impact your life.

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