After working for years to build good credit, many people begin to worry about identity thieves who steal personal information in order to apply for loans and credit cards they will never pay back. Once your identity is stolen and your personal information is used to open these accounts, it can be an extremely difficult process to have the false accounts closed and your credit history repaired. This is where a credit monitoring service comes in. A credit monitoring service will work to protect your identity from being stolen by continually monitoring your credit for any suspicious activity, and in some cases, actively searching for your personal information on black markets to prevent illegal actions before they occur. Continue reading to learn more about how credit monitoring services work and if they are the right choice for you. Already know you would benefit from a credit monitoring service?