Most people know that a current account allows you to deposit and withdraw funds from a secure location. But did you know that a current account can also give you access to a wider variety of financial services and products. This is one of the main reasons that 96.4% of adults in the UK have a bank account. While a current account is not required by law, many financial institutions will require you to have a current account in order to get approved for a loan. If you don’t already have a checking account, follow the steps below to discover which type of current account is right for you and learn how to quickly and easily open a current account today.