Wiliam Mwangi

Personal loans represent some of the most attractive credit options. They are generally unsecured, attract relatively lower interest rates, and can go to a wide variety of uses once disbursed. The interest rate on a personal loan is perhaps the most important item that you need to watch when considering taking one. The interest rate is essentially the cost of borrowing. The higher the interest rate on a credit facility the higher the amount that you have to pay back to the bank

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