Need to borrow money for your business? Luckily, there has been an increasing number of alternative business finance options in the marketplace, including online. However, even with all these additional options, it can still be difficult to get the funds you need. Much of it comes down to a solid business loan application. The US Small Business Lending Index, which trends similarly to Australian business lending, showed that in 2017, lenders denied a little under half of their business loan applications.